.page-disclaimer {
  padding: 40px 0 0;
  background: var(--color-cream);
  color: var(--color-text);
}

.page-disclaimer .breadcrumb-list {
  margin-bottom: 32px;
}

.page-disclaimer .disclaimer-hero {
  position: relative;
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
  padding: 24px 0 40px;
  border-bottom: 1px solid rgba(107, 122, 143, 0.25);
  margin-bottom: 40px;
}

.page-disclaimer .disclaimer-hero::after {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  width: 88px;
  height: 88px;
  z-index: 0;
  pointer-events: none;
  background:
    linear-gradient(135deg, transparent 70%, rgba(201, 162, 39, 0.16) 70%),
    repeating-linear-gradient(45deg, transparent 0 10px, rgba(10, 42, 94, 0.06) 10px 20px);
}

.page-disclaimer .disclaimer-kicker {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-slate);
  margin-bottom: 12px;
  z-index: 1;
}

.page-disclaimer .disclaimer-kicker::before {
  content: "";
  width: 28px;
  height: 2px;
  background: var(--color-gold);
}

.page-disclaimer .disclaimer-title {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 5vw, 3rem);
  line-height: 1.1;
  color: var(--color-primary);
  margin: 0;
  z-index: 1;
}

.page-disclaimer .disclaimer-lead {
  font-size: clamp(1rem, 2vw, 1.15rem);
  line-height: 1.7;
  color: var(--color-slate);
  max-width: 46em;
  margin: 8px 0 0;
  z-index: 1;
}

.page-disclaimer .disclaimer-summary {
  margin: 8px 0 0;
  padding: 16px 18px;
  border-left: 3px solid var(--color-gold);
  background: rgba(201, 162, 39, 0.08);
  font-size: 0.92rem;
  line-height: 1.7;
  color: var(--color-text);
  z-index: 1;
}

.page-disclaimer .disclaimer-wrap {
  display: block;
}

.page-disclaimer .disclaimer-index {
  margin-bottom: 32px;
  padding: 20px 22px;
  background: var(--color-white);
  border-left: 3px solid var(--color-gold);
  box-shadow: 0 6px 20px rgba(10, 42, 94, 0.06);
}

.page-disclaimer .disclaimer-index-title {
  margin: 0 0 14px;
  font-family: var(--font-serif);
  font-weight: 700;
  color: var(--color-primary);
  font-size: 1rem;
}

.page-disclaimer .disclaimer-index ol {
  margin: 0;
  padding: 0;
  list-style: none;
  counter-reset: index-counter;
}

.page-disclaimer .disclaimer-index li {
  counter-increment: index-counter;
}

.page-disclaimer .disclaimer-index li + li {
  margin-top: 8px;
}

.page-disclaimer .disclaimer-index a {
  display: inline-flex;
  align-items: baseline;
  gap: 10px;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

.page-disclaimer .disclaimer-index a::before {
  content: "0" counter(index-counter);
  font-family: var(--font-serif);
  font-weight: 700;
  color: var(--color-gold);
  font-size: 1rem;
}

.page-disclaimer .disclaimer-index a:hover {
  color: var(--color-gold);
}

.page-disclaimer .disclaimer-section {
  padding: 20px 0 28px;
  border-bottom: 1px solid rgba(107, 122, 143, 0.22);
}

.page-disclaimer .disclaimer-section:first-child {
  padding-top: 0;
}

.page-disclaimer .section-heading {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 18px;
}

.page-disclaimer .section-no {
  font-family: var(--font-serif);
  font-size: 2.2rem;
  font-weight: 700;
  line-height: 1;
  color: var(--color-gold);
  letter-spacing: 0.02em;
}

.page-disclaimer .section-heading h2 {
  margin: 0;
  font-family: var(--font-serif);
  font-size: clamp(1.3rem, 2.6vw, 1.7rem);
  color: var(--color-primary);
  border-left: 2px solid rgba(201, 162, 39, 0.4);
  padding-left: 14px;
}

.page-disclaimer .accordion-item {
  background: var(--color-white);
  border: 1px solid rgba(107, 122, 143, 0.24);
  border-radius: var(--border-radius-md);
  overflow: hidden;
}

.page-disclaimer .accordion-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  background: var(--color-white);
  border: none;
  padding: 18px 20px;
  cursor: pointer;
  text-align: left;
  transition: background var(--transition-fast);
}

.page-disclaimer .accordion-trigger:hover {
  background: #FAF7EF;
}

.page-disclaimer .accordion-trigger .chevron {
  flex: 0 0 auto;
  color: var(--color-gold);
}

.page-disclaimer .trigger-text {
  display: block;
  min-width: 0;
}

.page-disclaimer .trigger-title {
  display: block;
  font-weight: 700;
  color: var(--color-primary);
  font-size: 0.98rem;
}

.page-disclaimer .trigger-summary {
  display: block;
  margin-top: 4px;
  font-size: 0.83rem;
  color: var(--color-slate);
}

.page-disclaimer .accordion-panel {
  padding: 0 20px 20px;
  font-size: 0.95rem;
  line-height: 1.7;
  color: var(--color-text);
}

.page-disclaimer .accordion-panel p {
  margin: 0 0 12px;
}

.page-disclaimer .accordion-panel p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .list-check {
  list-style: none;
  margin: 12px 0 0;
  padding: 0;
}

.page-disclaimer .list-check li {
  position: relative;
  padding-left: 24px;
  margin-bottom: 8px;
}

.page-disclaimer .list-check li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.6em;
  width: 8px;
  height: 8px;
  background: var(--color-gold);
  transform: rotate(45deg);
}

.page-disclaimer .disclaimer-quote {
  margin: 16px 0 0;
  padding: 12px 16px;
  background: rgba(201, 162, 39, 0.08);
  border-left: 3px solid var(--color-gold);
  font-family: var(--font-serif);
  font-size: 0.92rem;
  color: var(--color-primary);
}

.page-disclaimer .disclaimer-more {
  margin-top: 48px;
}

.page-disclaimer .disclaimer-more-heading {
  margin-bottom: 20px;
}

.page-disclaimer .disclaimer-more-heading h2 {
  margin: 0 0 6px;
  font-family: var(--font-serif);
  font-size: 1.4rem;
  color: var(--color-primary);
}

.page-disclaimer .disclaimer-more-heading p {
  margin: 0;
  font-size: 0.9rem;
  color: var(--color-slate);
}

.page-disclaimer .disclaimer-more-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
}

.page-disclaimer .card-link {
  display: block;
  position: relative;
  padding: 22px 48px 22px 22px;
  background: var(--color-white);
  border: 1px solid rgba(107, 122, 143, 0.28);
  border-radius: var(--border-radius-md);
  text-decoration: none;
  color: var(--color-text);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast), transform var(--transition-fast);
}

.page-disclaimer .card-link:hover,
.page-disclaimer .card-link:focus-visible {
  border-color: var(--color-gold);
  box-shadow: 0 10px 24px rgba(10, 42, 94, 0.10);
  transform: translateY(-2px);
  outline: none;
}

.page-disclaimer .link-title {
  display: block;
  font-family: var(--font-serif);
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--color-primary);
}

.page-disclaimer .link-desc {
  display: block;
  margin-top: 6px;
  font-size: 0.85rem;
  color: var(--color-slate);
  line-height: 1.5;
}

.page-disclaimer .link-arrow {
  position: absolute;
  top: 50%;
  right: 18px;
  transform: translateY(-50%);
  font-size: 1.3rem;
  color: var(--color-gold);
  transition: right var(--transition-fast);
}

.page-disclaimer .card-link:hover .link-arrow {
  right: 14px;
}

.page-disclaimer .disclaimer-texture {
  margin: 56px 0 0;
  padding-top: 14px;
  border-top: 2px solid rgba(201, 162, 39, 0.35);
}

.page-disclaimer .disclaimer-texture img {
  display: block;
  width: 100%;
  max-width: 600px;
  height: auto;
  opacity: 0.8;
}

@media (min-width: 720px) {
  .page-disclaimer .disclaimer-more-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (min-width: 860px) {
  .page-disclaimer .disclaimer-wrap {
    display: grid;
    grid-template-columns: 260px minmax(0, 1fr);
    gap: 48px;
    align-items: start;
  }

  .page-disclaimer .disclaimer-index {
    position: sticky;
    top: 112px;
    margin-bottom: 0;
  }
}

@media (min-width: 900px) {
  .page-disclaimer .disclaimer-hero {
    grid-template-columns: minmax(0, 1.5fr) minmax(0, 0.85fr);
    gap: 0 56px;
    align-items: end;
    padding: 32px 0 56px;
  }

  .page-disclaimer .disclaimer-hero::after {
    width: 180px;
    height: 180px;
  }

  .page-disclaimer .disclaimer-kicker {
    grid-column: 1;
    grid-row: 1;
  }

  .page-disclaimer .disclaimer-title {
    grid-column: 1;
    grid-row: 2;
  }

  .page-disclaimer .disclaimer-lead {
    grid-column: 1;
    grid-row: 3;
    margin-top: 16px;
  }

  .page-disclaimer .disclaimer-summary {
    grid-column: 2;
    grid-row: 1 / span 3;
    align-self: end;
    margin: 0;
  }
}